Terms of Service | giftlaro.org

Effective Date: January 1, 2025

Last Updated: January 1, 2025

Agreement to Terms

These Terms of Service ("Terms") govern your use of the website giftlaro.org (the "Service") operated by giftlaro.org LLC ("we," "us," or "our"). By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access the Service.

Educational Purpose

giftlaro.org is an educational information service. All content on this website is provided for educational and informational purposes only. We do not:

Sell, distribute, or issue gift cards or financial products
Process financial transactions
Provide financial, legal, or professional advice
Act as a financial institution or payment processor

Nothing on this website should be construed as financial, legal, or professional advice. Always consult with qualified professionals for specific advice related to your circumstances.

Use License

We grant you a limited, non-exclusive, non-transferable license to access and use the Service for your personal, non-commercial educational purposes. This license does not include:

Commercial use of the Service or its content
Modification or copying of materials for public or commercial purposes
Removal of copyright or proprietary notations
Transfer of materials to another person or server
Use of any data mining, robots, or similar data gathering tools

User Responsibilities

When using our Service, you agree to:

Provide accurate and truthful information when contacting us
Use the Service only for lawful purposes
Not interfere with or disrupt the Service or servers
Not attempt to gain unauthorized access to any part of the Service
Not transmit any viruses, malware, or harmful code
Not impersonate any person or entity
Not harass, abuse, or harm other users
Comply with all applicable laws and regulations

Intellectual Property

The Service and its original content, features, and functionality are owned by giftlaro.org LLC and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws. Our trademarks and trade dress may not be used without our prior written permission.

Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

Warranties of merchantability, fitness for a particular purpose, or non-infringement
Warranties that the Service will be uninterrupted, secure, or error-free
Warranties regarding the accuracy, reliability, or completeness of content
Warranties that defects will be corrected

We do not warrant that the educational information provided is complete, current, or applicable to your specific situation. Use of any information on this website is at your own risk.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, GIFTLARO.ORG LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM:

Your use or inability to use the Service
Any conduct or content of third parties on the Service
Any content obtained from the Service
Unauthorized access to or alteration of your transmissions or data

Indemnification

You agree to indemnify, defend, and hold harmless giftlaro.org LLC, its officers, directors, employees, agents, and affiliates from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from:

Your use of the Service
Your violation of these Terms
Your violation of any rights of another party
Any content you submit or transmit through the Service

Links to Third-Party Websites

Our Service may contain links to third-party websites or services that are not owned or controlled by giftlaro.org LLC. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be liable for any damage or loss caused by your use of any third-party content or services.

Termination

We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Service will immediately cease.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, United States, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms will be brought exclusively in the federal or state courts located in New York County, New York, and you consent to personal jurisdiction in such courts.

Dispute Resolution

If you have any dispute with us, you agree to first contact us at [email protected] and attempt to resolve the dispute informally. If we cannot resolve the dispute within 30 days, either party may pursue formal resolution through arbitration or court proceedings as described in the Governing Law section.

Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after revisions become effective, you agree to be bound by the revised terms.

Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.

Waiver

No waiver by giftlaro.org LLC of any term or condition set forth in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition. Any failure to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.

Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published on the Service, constitute the entire agreement between you and giftlaro.org LLC regarding your use of the Service.

Contact Information

If you have any questions about these Terms, please contact us:

giftlaro.org LLC
1234 Financial Plaza, Suite 567
New York, NY 10001
United States

Email: [email protected]

Phone: +1 (555) 443-1553